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Should You Rent Out or Sell Your House?

Written by The Villages FL Mortgage Syndicated User on . Posted in For Sellers, Rent vs. Buy, Selling Tips, The Villages FL, The Villages FL Mortgage.

Figuring out what to do with your house when you’re ready to move can be a big decision. Should you sell it and use the money for your next adventure, or keep it as a rental to build long-term wealth?It’s a question many homeowners face, and the answer isn’t always straightforward. Whether you’re curious about the potential income from renting or worried about the responsibilities of being a landlord, there’s a lot to consider.Let’s walk through some key questions to ask to help you make the best decision for your situation.Is Your House a Good Fit for Renting?Even...

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The Biggest Mistakes Sellers Are Making Right Now

Written by The Villages FL Mortgage Syndicated User on . Posted in For Sellers, Selling Tips, The Villages FL, The Villages FL Mortgage.

The housing market is going through a transition. Higher mortgage rates are causing more moderate buyer activity at the same time the supply of homes for sale is growing.And if you aren’t working with an agent, you may not realize that. Here’s the downside. If you’re not informed, you can’t adjust your strategy or expectations to today’s market. And that can lead to a number of costly mistakes.Here’s a look at some of the most common ones – and how an agent will help you avoid them when you sell. 1. Overpricing Your HouseMany sellers set their asking price too high and that’s why there’s an...

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Are Home Prices Going To Come Down?

Written by The Villages FL Mortgage Syndicated User on . Posted in For Buyers, Home Prices, The Villages FL, The Villages FL Mortgage.

Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening. Some say home prices are heading for a correction, but what do the facts say? Well, it helps to start by looking at what a correction means.Here’s what Danielle Hale, Chief Economist at Realtor.com, says: “In stock market terms, a correction is generally referred to as a 10 to 20% drop in prices . . . We don’t have the same established definitions in the housing market.”In the context of today’s housing market, it doesn’t mean home prices are going to fall...

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Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC]

Written by The Villages FL Mortgage Syndicated User on . Posted in Forecasts, Home Prices, Infographics, Mortgage Rates, The Villages FL, The Villages FL Mortgage.

Some HighlightsWondering what the second half of the year holds for the housing market? Here’s what expert forecasts say. Home prices are expected to climb moderately. Mortgage rates are forecast to come down slightly. And, home sales are projected to hold steady.If you have questions about what to expect for the rest of the year, connect with a local agent to have a conversation about what it means for you and your plans.

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The Difference Between an Inspection and an Appraisal

Written by The Villages FL Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, The Villages FL, The Villages FL Mortgage.

When you decide to buy your first home, you may come across a number of terms and conditions you’re not familiar with. While you may have a general idea of what an inspection is, maybe you’re not sure why you need one or how it’s different from an appraisal. To keep it simple, here’s an explainer of each one and what they mean for you as a homebuyer.Home InspectionOnce you’re under contract on a home you’d like to buy, getting an inspection is a key part of the process. An inspection gives you a clear idea of the safety and overall condition of the home – which is important for such a big...

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Focus on Time in the Market, Not Timing the Market

Written by The Villages FL Mortgage Syndicated User on . Posted in Economy, For Buyers, Home Prices, The Villages FL, The Villages FL Mortgage.

Should you buy a home now or should you wait? That’s a big question on many people’s minds today. And while what timing is right for you will depend on a lot of other personal factors, here’s something you may not have considered.If you’re able to buy at today’s rates and prices, it may be better to focus on time in the market, rather than timing the market. The Downside of Trying To Time the Market Trying to time the market isn’t a good strategy because things can change. Here’s an example. For the better part of this year, projections have said mortgage rates will come down. And while...

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The Biggest Mistakes Buyers Are Making Today

Written by The Villages FL Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, The Villages FL, The Villages FL Mortgage.

Buyers face challenges in any market – and today’s is no different. With higher mortgage rates and rising prices, plus the limited supply of homes for sale, there’s a lot to consider.But, there’s one way to avoid getting tripped up – and that’s leaning on a real estate agent for the best possible advice. An expert’s insights will help you avoid some of the most common mistakes homebuyers are making right now.Putting Off Pre-approval As part of the homebuying process, a lender will look at your finances to figure out what they’re willing to loan you for your mortgage. This gives you a...

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Top Reasons To Own a Home [INFOGRAPHIC]

Written by The Villages FL Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Infographics, The Villages FL, The Villages FL Mortgage.

Some HighlightsBuying a home has powerful financial and non-financial benefits. It creates more stability, helps grow your net worth, and gives you an undeniable sense of pride.While today’s market can be challenging for buyers, use these reasons to remind you of why homeownership is so worthwhile. When you’re ready to enjoy all the amazing advantages that come with owning a home, get in touch with a local real estate agent.

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How an Agent Helps Market Your House

Written by The Villages FL Mortgage Syndicated User on . Posted in For Sellers, Selling Tips, The Villages FL, The Villages FL Mortgage.

You’re ready to sell your house. But what do you need most from your real estate agent? Well, the National Association of Realtors (NAR) asked that very question to recent sellers and found one of the top things they were looking for is help marketing their house to potential buyers. Maybe that’s what you need the most help with too.You expect your real estate agent to write a great description of your house for the listing and pair it with some high-quality photos. But that’s not all you’re going to get when you partner with a great agent.They’ll do a lot more to make sure your house...

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What More Listings Mean When You Sell Your House

Written by The Villages FL Mortgage Syndicated User on . Posted in For Sellers, Inventory, Selling Tips, The Villages FL, The Villages FL Mortgage.

The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.But the supply of homes for sale is growing. According to the latest data from Realtor.com, new listings (homeowners who just put their house up for sale) are trending up (see graph below): This graph shows more homeowners are putting that sale sign up in their yards compared to...

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