Fidelity Home Group is here to help you find the financing for your home purchase that’s best for you—whether you’re just starting out, tired of renting or upgrading to your retirement home. With free pre-qualifications and pre-qualifications you can search for your new home knowing all of your options, and our selection of specialty loan programs and in-house mortgage experts means your home loan is personalized to your individual needs and budget.
When you are self-employed or a business owner and you want to buy a home, you fill out the same application as everyone else. The same factors are considered: your credit score, how much debt you have, your assets and your income. So what’s different? When you work for someone else, lenders go to your employer to verify the amount and history of that income, and how likely it is you’ll keep earning it.
A Bridge Loan – also known as gap financing or a swing loan; can provide the money you need to help complete the new purchase. The funds from the bridge loan are then used as a down payment on the new home by leveraging the equity in your existing home.
Our New Construction Programs is a one-close construction loan:
Conforming mortgages are ideal for borrowers with good or excellent credit buying a Primary, Secondary or Investment Property up to $726,200 for 2023. Underwriting guidelines are fairly conservative set by Fannie Mae and Freddie Mac:
Thinking of buying an additional property for a new source of income? Consider an investment home with the option of long or short terms rental income: