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Category: The Villages FL Mortgage Company

The Villages FL Best Mortgage Company; view mortgage programs for The Villages FL. Compare The Villages Florida mortgage loan options for refinances and home purchases.

The Complete Guide to Reverse Mortgage Interest Rates and Fees

Many people are concerned about the costs associated with a Reverse Mortgage, as well as the impact interest rates have on both how much can be borrowed now and the future balance owed. However, if you want or need equity from your home — either now or perhaps during an emergency,are not willing to relocate to a smaller home,don’t want to or are unable to face regular loan payments, andare comfortable reducing the size of your estate left to your heirs… … then the upfront costs of a Reverse Mortgage should not be a significant issue. Additionally, understanding how interest...

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Battery Park City Is Fighting Yet Another Cuomo Monument

That was fast. Graphic: Office of Governor Cuomo On Monday, Andrew Cuomo sent another round of bulldozers into Battery Park, and the neighbors aren’t having it. Five days earlier, the governor had revealed the first renderings for the “Circle of Heroes,” dedicated to working New Yorkers’ sacrifice during the COVID-19 pandemic. “While we will never be able to fully repay our essential workers, we can honor and celebrate them with this monument that will stand forever as a tribute,” he said in the announcement. “These heroes continue to inspire us every day and we are forever grateful...

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Podcast: Taylor Schulte — Stay Wealthy

Episode 60 of the NewRetirement podcast is an interview with Taylor Schulte — the founder of Define Financial and the Stay Wealthy Retirement Podcast — and discusses tax and legacy planning, as well as what are and how to use Donor Advised Funds (DAFs). Listen Now: Don’t miss out on future episodes: subscribe on iTunessubscribe on Stitcher And, join our private Facebook Group to discuss this podcast, suggest topics and learn with our growing community. Callouts: The Stay Wealthy PodcastDefine Financial Full Transcript of Steve Chen’s Interview with Taylor Schulte:...

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6 Uses Of Life Insurance In Financial Planning

While there are more than six uses of life insurance in comprehensive financial planning, the six below are certainly the most popular, especially in light of potential changes to tax laws. #thevillasgesflretirement #thevillagesfl

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Are We in a Housing Bubble? Experts Say No.

The question of whether the real estate market is a bubble ready to pop seems to be dominating a lot of conversations – and everyone has an opinion. Yet, when it comes down to it, the opinions that carry the most weight are the ones based on experience and expertise. Here are four expert opinions from professionals and organizations that have devoted their careers to giving great advice to the housing industry. The Joint Center for Housing Studies in their The State of the Nation’s Housing 2021 report: “… conditions today are quite different than in the early 2000s, particularly in terms of...

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Social Security Strategies: 15 Easy Tips for Making the Best Decisions

Signing up to start Social Security is simple. However, finding the right Social Security strategy for you can be complicated but VERY worthwhile. Here are 15 tips for making the best Social Security decision: 15 Social Security Strategies For Almost Everyone 1. Delay the start of benefits for as long as possible This Social Security strategy is not true for everyone, but it is true for the vast majority of everyone. The longer you wait to start Social Security, the bigger your monthly paycheck (and lifetime payout) will be. As a general rule of thumb: Don’t take Social Security at 62,...

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11 Ideas for Living on Social Security Alone

Living on Social Security alone is not only possible, but many retirees already accomplish that very feat every year. While the lifestyle associated with Social Security income isn’t exactly luxurious, it doesn’t have to equal rice and beans for the rest of your life, either.  How you make living on Social Security alone work for you will depend on a lot of factors, not the least of which is what you want out of life. Living on Social Security alone is possible. Check out ways to make it work below! Whoever came up with the crazy idea that we need $1 million to retire? The advice...

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What Do Experts See on the Horizon for the Second Half of the Year?

As we move into the latter half of the year, questions about what’s to come are top of mind for buyers and sellers. Near record-low mortgage rates coupled with rising home price appreciation kicked off a robust housing market in the first half of 2021, but what does the forecast tell us about what’s on the horizon? Mortgage Rates Will Likely Increase, but Remain Low Many experts are projecting a rise in interest rates. The latest Quarterly Forecast from Freddie Mac states: “We forecast that mortgage rates will continue to rise through the end of next year. We estimate the 30-year fixed mortgage...

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What To Expect as Appraisal Gaps Grow

In today’s real estate market, low inventory and high demand are driving up home prices. As many as 54% of homes are getting offers over the listing price, based on the latest Realtors Confidence Index from the National Association of Realtors (NAR). Shawn Telford, Chief Appraiser at CoreLogic, elaborates: “The frequency of buyers being willing to pay more than the market data supports is increasing.” While this is great news for today’s sellers, it can be tricky to navigate if the price of your contract doesn’t match up with the appraisal for the house. It’s called an appraisal gap, and it’s...

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