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Author: The Villages FL Mortgage Syndicated User

Retiring Soon? Why Moving Might Be the Perfect Next Step

Written by The Villages FL Mortgage Syndicated User on . Posted in Baby Boomers, Demographics, For Sellers, The Villages FL, The Villages FL Mortgage.

If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life.Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think about as you decide whether or not to sell and make a move.How Long You’ve Been in Your HomeFrom 1985 to 2008, the average length of time homeowners typically stayed in their homes was only six years. But according to the National Association of Realtors (NAR), that number is rising today, meaning many...

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Is Owning a Home Still the American Dream for Younger Buyers?

Written by The Villages FL Mortgage Syndicated User on . Posted in Buying Myths, Demographics, First Time Home Buyers, For Buyers, Housing Market Updates, The Villages FL, The Villages FL Mortgage.

Everyone has their own idea of the American Dream, and it’s different for each person. But, in a recent survey by Bankrate, people were asked about the achievements they believe represent the American Dream the most. The answers show that owning a home still claims the #1 spot for many Americans today (see graph below): In fact, according to the graph, owning a home is more important to people than retiring, having a successful career, or even getting a college degree. But is the dream of homeownership still alive for younger generations?A recent survey by 1000watt dives into how the...

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Why the Economy Won’t Tank the Housing Market

Written by The Villages FL Mortgage Syndicated User on . Posted in Housing Market Updates, The Villages FL, The Villages FL Mortgage.

If you’re worried about a coming recession, you’re not alone. Over the past couple of years, there’s been a lot of recession talk. And many people worry, if we do have one, it would cause the unemployment rate to skyrocket. Some even fear that a spike in unemployment would lead to a rash of foreclosures similar to what happened 15 years ago.However, the latest Economic Forecasting Survey from the Wall Street Journal (WSJ) reveals that, for the first time in over a year, less than half (48%) of economists believe a recession will actually occur within the next year:“Economists are turning...

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Are the Top 3 Housing Market Questions on Your Mind?

Written by The Villages FL Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Move-Up Buyers, Selling Myths, The Villages FL, The Villages FL Mortgage.

When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. You may hear one thing in conversation with your friends, see something totally different on the news, and read something on social media that contradicts both of those thoughts. And, if you’re thinking about making a move, that can leave you with a lot of lingering questions. That’s where a trusted local real estate agent comes in.Here are the top 3 questions people are asking about today’s housing market, and the data to help answer them.1. What’s Next for Mortgage Rates?Mortgage...

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Foreclosures and Bankruptcies Won’t Crash the Housing Market

Written by The Villages FL Mortgage Syndicated User on . Posted in Foreclosures, Housing Market Updates, The Villages FL, The Villages FL Mortgage.

If you’ve been following the news recently, you might have seen articles about an increase in foreclosures and bankruptcies. That could be making you feel uneasy, especially if you’re thinking about buying or selling a house.But the truth is, even though the numbers are going up, the data shows the housing market isn’t headed for a crisis.Foreclosure Activity Rising, but Less Than Headlines SuggestIn recent years, the number of foreclosures has been very low. That’s because, in 2020 and 2021, the forbearance program and other relief options were put in place to help many...

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A Real Estate Agent Helps Take the Fear Out of the Market

Written by The Villages FL Mortgage Syndicated User on . Posted in Buying Myths, For Buyers, For Sellers, Housing Market Updates, Selling Myths, The Villages FL, The Villages FL Mortgage.

Do negative headlines and talk on social media have you feeling worried about the housing market? Maybe you’ve even seen or heard something lately that scares you and makes you wonder if you should still buy or sell a home right now. Regrettably, when news in the media isn’t easy to understand, it can make people feel scared and unsure. Similarly, negative talk on social media spreads fast and creates fear. As Jason Lewris, Co-Founder and Chief Data Officer at Parcl, says:“In the absence of trustworthy, up-to-date information, real estate decisions are increasingly being driven by...

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Unmasking Scary Myths about Today’s Housing Market [INFOGRAPHIC]

Written by The Villages FL Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, Housing Market Updates, Infographics, Move-Up Buyers, The Villages FL, The Villages FL Mortgage.

Some HighlightsHere’s what you really need to know about a few myths causing fear in today’s housing market.Despite common misconceptions, many people can buy a home even if they have student loans, home prices are rising nationally (not falling), and you usually don’t have to have 20% for a down payment.If you have other fears or reservations about buying a home today, get in touch with a real estate expert who can help clear those up.

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Florida Mortgage | Reasons To Become a Homeowner

Written by The Villages FL Mortgage Syndicated User on . Posted in The Villages FL Mortgage Calculator, The Villages FL Mortgage Company, The Villages FL Mortgage Rates.

Florida Mortgage | Reasons To Become a Homeowner Trying to decide if you should rent or buy a home? Consider these benefits that come with buying. Let’s connect to take the first steps on your homebuying journey. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

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Explaining Today’s Low Housing Supply [INFOGRAPHIC]

Written by The Villages FL Mortgage Syndicated User on . Posted in Housing Market Updates, Infographics, New Construction, The Villages FL, The Villages FL Mortgage.

Some HighlightsWondering why the supply of homes for sale is limited today? There are a few factors at play.Lack of building over time, the mortgage rate lock-in effect, and people staying in their houses longer are three of the main reasons why supply is low.But real estate agents know exactly where to look and what to do to make your dream a reality. Connect with an agent so you have an expert on your side to help you successfully navigate the market and find your next home. 

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Why Your House Didn’t Sell

Written by The Villages FL Mortgage Syndicated User on . Posted in For Sellers, Selling Myths, The Villages FL, The Villages FL Mortgage.

If your listing expired and your house didn’t sell, you’re likely feeling a little frustrated. Not to mention, you’re also probably wondering what went wrong. Here are three questions to think about as you figure out what to do next.Did You Limit Access to Your House?One of the biggest mistakes you can make when selling your house is restricting the days and times when potential buyers can tour it. Being flexible with your schedule is important when you’re selling your house, even though it might feel a bit stressful to drop everything and leave when buyers want to see it. After...

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