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Tag: Money

Kids To Aging Parents: Don’t Leave Us A Legacy Of Huge House Repairs!

Aging parents may neglect basic home maintenance for years, leaving an expensive mess for their heirs. Adult children can prevent the burden of house neglect when they’re willing to step in. #thevillasgesflretirement #thevillagesfl

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Take The Lump Sum Or The Monthly Pension?

If your employer has a defined benefit pension plan, your offer may include the option of selecting a monthly pension paid throughout your lifetime or a single lump sum distribution of approximately the same value. #thevillasgesflretirement #thevillagesfl

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Ask Larry: How Will Six Years Of Zero Earnings Affect My Social Security Retirement Benefit?

Today’s column addresses questions about effects go years with no income on Social Security benefit rates, how the family maximum that can be claimed on a single record can affect the distribution of benefits among multiple children and what happens to benefits when the recipient dies. #thevillasgesflretirement #thevillagesfl

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Ask Larry: Do I Qualify For Social Security Spousal Benefits?

Today’s column addresses questions about when Social Security spousal benefits can be available, a reason there might be years with no income on a person’s Social Security earnings record and how much benefits are reduced for filing early. #thevillasgesflretirement #thevillagesfl

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Ask Larry: Will This Strategy Maximize Our Survivor’s Benefits?

Today’s column addresses questions about a strategy to maximize a survivor’s benefit, whether SSA recalculates benefit rates due to continued SSA taxed income and whether the WEP applies to pensions based on totalization agreements. #thevillasgesflretirement #thevillagesfl

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Nearing Retirement? Kick Your Financial Fears To The Curb

While outliving savings in retirement is a very real risk for many Americans, there are a number of steps you can take now to help replace concerns about life in retirement with confidence. #thevillasgesflretirement #thevillagesfl

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The New Death Tax In The Biden Tax Proposal: Major Tax Change

A key and controversial provision of President Biden’s tax overhaul proposal would cost families billions of dollars in additional taxes is the proposed shift from Step-up basis to Carryover basis. This change, though seemingly small, would add up to huge amounts of additional government revenue. #thevillasgesflretirement #thevillagesfl

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