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Category: Social Security

How to Apply for Social Security: Easy Steps to the Right Decisions

body.k2 .right-rail-negative-margin {margin-top:-20px !important;} .nr_narrow_header {max-width: 640px;} Applying for Social Security is very straightforward. In fact, applying is perhaps too easy for such an important decision. The more important and complicated question is: When to apply? Let’s get started with the easy part… 5 Steps to Apply for Social Security Just follow these 6 steps. Step 1: Make sure you want to apply Make sure you make the right decision about when to apply. This is a decision that impacts the rest of your life. (See below.) Step 2: Assess eligibility Make...

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Social Security Strategies: 15 Easy Tips for Making the Best Decisions

Signing up to start Social Security is simple. However, finding the right Social Security strategy for you can be complicated but VERY worthwhile. Here are 15 tips for making the best Social Security decision: 15 Social Security Strategies For Almost Everyone 1. Delay the start of benefits for as long as possible This Social Security strategy is not true for everyone, but it is true for the vast majority of everyone. The longer you wait to start Social Security, the bigger your monthly paycheck (and lifetime payout) will be. As a general rule of thumb: Don’t take Social Security at 62,...

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11 Ideas for Living on Social Security Alone

Living on Social Security alone is not only possible, but many retirees already accomplish that very feat every year. While the lifestyle associated with Social Security income isn’t exactly luxurious, it doesn’t have to equal rice and beans for the rest of your life, either.  How you make living on Social Security alone work for you will depend on a lot of factors, not the least of which is what you want out of life. Living on Social Security alone is possible. Check out ways to make it work below! Whoever came up with the crazy idea that we need $1 million to retire? The advice...

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